--- title: Facing Redundancy? How to Protect Your Finances and Plan Ahead description: Recently made redundant? Fortuna Wealth Management offers expert financial advice to help you manage your payout, super, and next steps with confidence. image: https://blog.fortunaadvisors.com.au/hubfs/Untitled%20design%20(13)-Oct-31-2025-07-21-29-7921-AM.png --- - [![phone-icon](https://blog.fortunaadvisors.com.au/hs-fs/hubfs/Fortunaadvisors_October2019/Images/phone-icon.png?width=25&height=25&name=phone-icon.png) (08) 9240 4211](tel:%200892404211) - - - [![Fortuna Advisory Group](https://blog.fortunaadvisors.com.au/hs-fs/hubfs/Fortunaadvisors_October2019/Images/logo-advisory-group.png?width=236&height=48&name=logo-advisory-group.png "Fortuna Advisory Group")](http://www.fortunaadvisors.com.au/) - [Home](https://www.fortunaadvisors.com.au/) - Services - [Tax & Business Advisory](https://www.fortunaadvisors.com.au/tax-business-advisory/) - [Tax and Compliance Services](https://www.fortunaadvisors.com.au/tax-business-advisory/tax-and-compliance-services-2/) - [Bookkeeping Services](https://www.fortunaadvisors.com.au/tax-business-advisory/bookkeeping-services/) - [SMSF](https://www.fortunaadvisors.com.au/tax-business-advisory/smsf/) - [Business Planning](https://www.fortunaadvisors.com.au/tax-business-advisory/business-planning/) - [Buy/Sell a Business](https://www.fortunaadvisors.com.au/tax-business-advisory/buying-selling-business/) - [CFO & Company Secretary](https://www.fortunaadvisors.com.au/tax-business-advisory/cfo-company-secretary/) - [Estate Planning](https://www.fortunaadvisors.com.au/tax-business-advisory/estate-planning/) - [Foreign Business Planning](https://www.fortunaadvisors.com.au/tax-business-advisory/foreign-business-planning-2/) - [Management Accounting & Reporting](https://www.fortunaadvisors.com.au/tax-business-advisory/management-accounting-and-reporting/) - [Strategic Business Development](https://www.fortunaadvisors.com.au/tax-business-advisory/strategic-business-development-2/) - [Succession Planning](https://www.fortunaadvisors.com.au/tax-business-advisory/succession-planning/) - [Brokerage Services](https://www.fortunaadvisors.com.au/brokerage-services/) - [Business Finance](https://www.fortunaadvisors.com.au/brokerage-services/business-finance/) - [Commercial Property Loans](https://www.fortunaadvisors.com.au/brokerage-services/commercial-property-loans/) - [Equipment Finance](https://www.fortunaadvisors.com.au/brokerage-services/equipment-finance/) - [Home Loans](https://www.fortunaadvisors.com.au/brokerage-services/home-loans/) - [Motor Vehicle Finance](https://www.fortunaadvisors.com.au/brokerage-services/motor-vehicle-finance/) - [Financial Planning](https://www.fortunaadvisors.com.au/wealth-management/) - [Budgeting & Cashflow](https://www.fortunaadvisors.com.au/wealth-management/budgeting-cashflow/) - [Insurance](https://www.fortunaadvisors.com.au/wealth-management/insurance/) - [Investment Advice](https://www.fortunaadvisors.com.au/wealth-management/investment-advice/) - [Retirement Planning](https://www.fortunaadvisors.com.au/wealth-management/retirement-planning/) - [Strategic Business Planning](https://www.fortunaadvisors.com.au/wealth-management/strategic-business-planning/) - Legal - [Business Law](https://www.fortunalegal.com.au/business-law/) - [Wills & Estate Planning/](https://www.fortunalegal.com.au/wills-estate-planning/) - [Self-Managed Super](https://www.fortunalegal.com.au/superannuation/) - [Property Law](https://www.fortunalegal.com.au/property/) - [Settlements](https://www.fortunalegal.com.au/settlements/) - [Litigation (Court Cases)](https://www.fortunalegal.com.au/litigation-court-cases/) - About - [About Us](https://www.fortunaadvisors.com.au/about-us/) - [Our MD and Team](https://www.fortunaadvisors.com.au/about-us/our-md-and-team/) - [Careers](https://www.fortunaadvisors.com.au/about-us/careers/) - [What Our Clients Say](https://www.fortunaadvisors.com.au/testimonials/) - Community - [Resources](https://www.fortunaadvisors.com.au/resources/) - [Newsletter](https://www.fortunaadvisors.com.au/newsletter/) - [Blogs](https://blog.fortunaadvisors.com.au/) - [Make a Difference](https://fortunafoundation.org.au/) - [Contact](https://www.fortunaadvisors.com.au/contact-us/) # Facing Redundancy? How to Protect Your Finances and Plan Ahead by [Andrew O'Neil](https://blog.fortunaadvisors.com.au/author/andrew-oneil) | Nov 03, 2025 ![](https://blog.fortunaadvisors.com.au/hubfs/Untitled%20design%20(13)-Oct-31-2025-07-21-29-7921-AM.png) Redundancy can come as a shock, even if you had a feeling it might be coming. One week everything feels steady and predictable, and the next you’re wondering how you’ll manage the mortgage, keep up with bills, and plan for what’s ahead. If you’ve recently been made redundant or know someone who has, you’re not alone. Many people across the Bunbury, Busselton and Mandurah regions are finding themselves in this same situation and feeling the same worries - how to pay the bills, what happens to their super, and what the future might look like now that everything has changed. These are big questions, and it’s completely normal to feel anxious or unsure about what to do next. The good news is that there are practical steps you can take to regain control and move forward with confidence. ### **Take a Breath and Get Clarity** When a redundancy happens, it’s easy to feel pressure to make quick decisions about your payout, your debts, or how to use the money wisely. But before doing anything, it helps to take a step back and understand exactly where you stand. Knowing what your redundancy payment includes, how it’s taxed, and what options you have can make a huge difference. Taking a little time now to get clear on your financial position can save you a lot of stress and help you make the right choices for yourself and your family. ### **Get Advice You Can Trust** This is one of those times when having the right advice makes all the difference. Every redundancy package and every personal situation is unique, which is why getting guidance that’s specific to you is so important. Our **Fortuna Wealth Management team** is here to support you through this transition. We’re offering **1-hour redundancy consultations** with **Financial Planner Andrew O’Neil** at our **Bunbury office, 16 Stirling Street**, for **$350**, discounted in light of the current local circumstances. During your session, Andrew will take the time to understand your situation, explain your options, and help you make sense of what comes next - whether that’s managing your payout, reviewing your super and insurance, or putting a short-term plan in place while you look for your next opportunity. ### **You Don’t Have to Face This Alone** Redundancy doesn’t define your future. It’s a moment of change, and with the right support, it can become an opportunity to reset, refocus and make choices that strengthen your financial wellbeing for the long term. If you or someone you know has been affected by redundancy, we encourage you to reach out for help or share this article with anyone who might need it. **[To book a consultation with Andrew O’Neil, contact Tracy at Fortuna Advisory Group on (08) 9721 6922 or email](mailto:bunbury@fortunaadvisors.com.au)bunbury@fortunaadvisors.com.au** Our team is here to guide you through the next steps and help you feel back in control.   [![Learn more](https://no-cache.hubspot.com/cta/default/6335460/e462deb3-4ca8-49e3-a26c-32cfec22a570.png)](https://cta-redirect.hubspot.com/cta/redirect/6335460/e462deb3-4ca8-49e3-a26c-32cfec22a570) ### Let’s have a catch up!   [![bottomcontact](https://blog.fortunaadvisors.com.au/hs-fs/hubfs/Fortunaadvisors_October2019/Images/bottomcontact.jpg?width=292&name=bottomcontact.jpg)](mailto:info@fortunaadvisors.com.au)   ### Find Us ### Latest Blogs ### Please follow & like us - [![](https://blog.fortunaadvisors.com.au/hubfs/Fortunaadvisors_October2019/Images/default_facebook.png)](https://www.facebook.com/fortunaadvisors) - [![](https://blog.fortunaadvisors.com.au/hubfs/Fortunaadvisors_October2019/Images/default_linkedin.png)](https://www.linkedin.com/authwall?trk=bf&trkInfo=AQEeYgjD2BtZzQAAAWQsY22Yz8ld8DVK4dmMhyK7Zj0mYnxZj5-Tk1c8iSJ3KXIUTeW3j7bq1cQ9fQdhaHDOxFhAvWuWg7OIsom9Bj1ev_I8dVMxWLjGN56ev4mdC29pjkAq0SQ=&originalReferer=&sessionRedirect=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffortuna-accountants-%26-business-advisors%3Ftrk%3Dnav_account_sub_nav_company_admin) - [![](https://blog.fortunaadvisors.com.au/hubfs/Fortunaadvisors_October2019/Images/default_twitter.png)](https://twitter.com/fortunaadvisors/) - [![](https://blog.fortunaadvisors.com.au/hubfs/Fortunaadvisors_October2019/Images/default_youtube.png)](https://www.youtube.com/channel/UCLgA0a4tQ25F10bwyjQInGA) ![](https://px.ads.linkedin.com/collect/?pid=3610066&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew O'Neil", "url" : "https://blog.fortunaadvisors.com.au/author/andrew-oneil" }, "dateModified" : "2025-11-03T01:29:01.422Z", "datePublished" : "2025-11-03T01:29:01.000Z", "headline" : "Facing Redundancy? 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